Paycon Payments & Banking Advisory

Paycon was founded by a senior payments and banking-technology operator with more than fifteen years inside the industry — from running an EFTPOS support unit, through pre-sales and solution sales of card acquiring and 3D Secure platforms across the SEE region, to leading a banking and fintech software group as CEO and, most recently, owning revenue strategy at a SaaS payment infrastructure company.

The work has always sat at the intersection of commercial outcomes and technical reality. Selling a 3D Secure platform across thirteen markets is a different problem to building a DCC-based ATM network from zero to fifty machines in six months, which is a different problem again to integrating two acquired companies into a regional banking-tech group. The common thread is owning the result — not just the deck.

What that means for clients

Most payments advice on the market comes in two flavours: generalist consultants who can build a market-sizing model but have never sat across the table from an acquirer, and product specialists who know one rail extremely well and treat every problem as a nail for that hammer. Paycon sits between the two. The advice is grounded in delivery scars, not theory, and it spans the breadth of the modern payments and banking stack: card acquiring and orchestration, digital banking and BaaS, embedded finance, ATM and unattended-retail networks, mobile wallets, tokenisation, PSD2-era open banking, and the procurement and RFP machinery that surrounds all of it.

Track record

The numbers behind the practice include doubling 3D Secure transaction volume across thirteen SEE markets, building a DCC-based ATM network from zero to fifty-plus machines in six months, leading two M&A processes (a banking-tech firm and a custom software development company) on the buy side and integrating both, and positioning a digital banking platform as a regional category leader. Earlier roles included building an EFTPOS support business to a No. 1 market position in its country, and managing or sponsoring most of the major payment projects in a multi-country technology group during a period that covered HCE rollouts, PSD2 readiness, and the first generation of mobile wallet launches.

How Paycon engages

Engagements range from a focused two-week diagnostic through to multi-month embedded support across a roadmap, an RFP, or a transaction. Every engagement is led by the principal personally; specialist collaborators (legal, scheme, certification, technical due diligence) are brought in case-by-case from a vetted network rather than billed as a permanent team you do not need.

If your problem touches payments or banking technology and you would rather buy clarity than slideware, get in touch.